Flyer Beware! Travellers using air miles don't automatically have trip cancellation insurance. But Cherry can add protection within 3 days of your ticket purchase.

Car stereos are only covered by your plate insurance up to a limited amount. If you've invested in a car audio system, you should consider an auto package policy.

Boats, motors, ATVs and jet propulsion personal watercrafts are generally not automatically covered.

Consider recording your valuables on video. Don't forget to store your tape or disk off site.

Got an impressive CD collection in a wallet? If it’s stolen from your vehicle, your home policy can limit the amount payable. Your home/tenant/condo policy will cover its full replacement value, subject to the policy deductible.

Any alterations/additions done to your home exceeding $5,000 need to be reported to your insurer. Call us if you've added a deck, fireplace or finished basement to your property.

Notify your Cherry representative if your belongings are being stored at another location, including a detached garage owned by others. We can help make sure you're still covered.

Remember that if you have a home based business, including a farming business, the inventory, tools and equipment used in your business may require special coverage.

Business interruption insurance can protect against considerable financial loss should calamity shut down your operation.

You can add Volunteer Fire Fighting Coverage on your out of City property for an additional premium. Call us for details.